Regulated by design
Works with licensed and regulated financial institutions and VASPs for conversion and settlement.
Use case · Valuno ATLAS
ATLAS for Chief Compliance Officers
Compliance by design for modern payments
Valuno ATLAS enables cross-border payments using stablecoin settlement with built-in compliance, regulatory alignment and transparent controls across the entire payment lifecycle.
Talk to us about ATLASCross-border payments involve multiple jurisdictions, parties and technologies. Introducing stablecoins can add new compliance considerations.
ATLAS provides an orchestration layer that connects bank money and stablecoin settlement through regulated partners – with compliance embedded at every stage.
The compliance challenge
Compliance obligations do not become simpler when payments become faster. Each stage of a cross-border payment carries its own requirements.
Regulatory complexity
Different rules across jurisdictions, payment types and customer segments.
KYC & customer due diligence
Ensuring customers and counterparties are properly identified and continuously monitored.
AML & transaction monitoring
Detecting and preventing financial crime across traditional and digital rails.
Sanctions & PEP screening
Screening against global sanctions lists and politically exposed persons.
Data privacy & security
Protecting personal data and meeting privacy requirements in every jurisdiction.
Record keeping & reporting
Maintaining complete, accurate and auditable records for inspections and reporting obligations.
How Valuno ATLAS helps
Compliance is built into the flow: screened in, monitored in motion, and controlled out.
KYC & onboarding support
Leverages regulated partners’ KYC, KYB and ongoing due diligence for all counterparties.
Integrated monitoring
Supports AML screening, transaction monitoring and risk scoring across fiat and stablecoin movements.
Sanctions & PEP screening
Screening performed at multiple points in the payment flow with real-time list updates.
Data protection & privacy
Data minimisation, encryption and controlled access in line with GDPR and local requirements.
Audit trail & reporting
Complete, immutable transaction records and reporting support for regulators and internal audits.
How a payment flows with ATLAS — compliance at every step
Screened in. Monitored in motion. Controlled out.
01
Originator
Customer identified and screened
02
Fiat in
Funds received in bank account
03
Compliance checks
KYC, sanctions and AML screening before conversion
04
Stablecoin settlement
Value moves across blockchain in minutes, 24/7 with full traceability
05
Compliance checks
KYC, sanctions and AML screening before conversion out
06
Fiat out
Funds settled in the destination country
07
Beneficiary
Payment delivered to the beneficiary
ATLAS helps ensure payments are fast, transparent and regulatory compliant — with controls applied at each conversion point rather than bolted on afterwards.
What this means for the Chief Compliance Officer
Confidence in regulatory alignment
Meet regulatory expectations across multiple jurisdictions with a compliance-by-design architecture.
Reduced compliance risk
Multiple checkpoints and regulated partners reduce the risk of illicit activity and violations.
Faster, safer onboarding
Leverage partner KYC processes and data sharing to onboard customers more efficiently.
Better visibility & control
End-to-end visibility of transactions, counterparties and flows for proactive risk management.
Stronger audit & reporting
Comprehensive records and reports for regulators, auditors and management.
Supported global expansion
A consistent compliance framework that scales across markets and corridors.
Compliance controls with ATLAS
The control set applied across the payment lifecycle:
- ✓ Regulated partner network
- ✓ KYC / KYB & ongoing due diligence
- ✓ Sanctions & PEP screening
- ✓ AML transaction monitoring
- ✓ Risk-based transaction rules
- ✓ Travel rule support (where applicable)
- ✓ Data encryption & access controls
- ✓ Audit trail & immutable records
- ✓ Regulatory reporting & data export
Example use case
A global payment provider expands into new markets.
Today
- Each new corridor requires its own banking relationship and compliance assessment
- Controls differ between providers and jurisdictions
- Records are spread across several systems
With ATLAS
- Uses ATLAS to access new corridors via regulated partners
- Maintains consistent KYC, AML and sanctions controls end-to-end
- Keeps a single, complete transaction record
Regulatory compliance is maintained while enabling faster, more efficient payments across borders.
The strategic value
ATLAS enables innovation without compromising compliance.
Bank money
Regulated, familiar, auditable.
ATLAS
The orchestration and control layer.
Stablecoin settlement
Traceable digital settlement.
ATLAS helps you turn regulatory complexity into operational confidence – supporting growth, trust and long-term compliance.
The use case at a glance
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Other use cases
CFO
Unlock working capital, reduce costs and gain control over global payments
Corporate Treasurer
Real-time control of global liquidity
Head of Payments
Modernising cross-border payment infrastructure
Chief Risk Officer
Reducing risk in cross-border payment infrastructure
CEO
Building a faster, smarter and more resilient payments infrastructure
Ready to explore ATLAS?
Tell us about your payment flow and we’ll show you how ATLAS can connect the right rails.
Contact us